UPSC Express

Linking of Credit Cards with UPI Q What is the context  ? The RBI has proposed to allow the linking of credit cards with the Unified Payments Interface (UPI). Integrating Credit Cards to UPI The integration will first begin with the indigenous RuPay credit cards. Both the RuPay network and UPI are managed by the same organisation – the National

Model Answer Answer: India plans to have a sustained human presence in space. To achieve this,India is working on multiple fronts like technological development, research and collaboration, etc. The draft policy is a step in achieving this goal. Need for such a policy: It is being felt that given the collaborative nature of human spaceflight due to its multi-disciplinary nature,

In News: At least seven people were killed and 17 injured after a cloudburst hit remote Hunzar village, of the hilly Kishtwar district of Jammu and Kashmir. About Cloudburst: Cloudbursts are short-duration, intense rainfall events over a small area. A cloudburst is different from rain only in the amount of water that pours down on the earth. The India Meteorological Department

About: Interest rate transmission  The monetary policy of the country is handled by RBI, under which it takes various steps to manage inflation and money supply in the economy. Repo rate is the rate at which RBI lends funds to banks and Reverse repo rate is the rate at which it borrows funds from banks. RBI increases or decreases these rates to control the flow of money

Explained: How lightning strikes, and why it kills In News: At least 30 people were killed in separate incidents of lightning in various parts of the country in the past 24 hours. What is Lightning? Lightning is a phenomenon where light energy is produced by imbalances between cumulonimbus clouds and the ground, or within the clouds themselves. Most lightning occurs within

A proposed elephant reserve in Chhattisgarh and its reduced area In News: The proposed Lemru Elephant Reserve (in the pipeline for 20 years) in Chhattisgarh, has become the subject of controversies. This provides the context for understanding of the Elephants and their Reserves in India. In Focus: Elephants and their Conservation Efforts: UPSC Books About the species: Elephant (Elephas maximus) is

Title : Pandemics and Digital Divide https://amzn.to/3B0iiIn Digital divide refers to the gap between those with regular, effective access to digital and information technology, and those without this access. It encompasses both physical access to technology hardware and, more broadly, skills and resources which allow for its use. Factors like gender, physical disability, physical access, age, access to the contents,

Cities situated on river banks will have to incorporate river conservation plans when they prepare their Master Plans, says a policy document from the National Mission for Clean Ganga. About: Namami Gange Programme ‘Namami Gange Programme’, is an Integrated Conservation Mission, approved as ‘Flagship Programme’ by the Union Government in June 2014. Flagship schemes of Government are those schemes which

Q. The British rule has been often been described as the reason for drain of Indian wealth to Britain. In this light discuss constituent of economic drain and consequences of the same. Structure of the answer: Introduction (drain of wealth) Estimate of drain of wealth Constituent of economic drain Consequences Final analysis Model Answer  The constant flow of wealth from

About: Central Board of Secondary Education (CBSE) The Central Board of Secondary Education was formed officially in 1962 with the sole purpose to make a common standard and platform for every student in the country. The Board has not been established under any statute. It can be treated only as an authority created by the Government of India to carry on certain

Northern Lights, also known as aurora borealis could be visible in regions such as in the northern parts of Illinois and Pennsylvania in the US. Q. What is Aurora, why does it occur?  Auroras occur when charged particles ejected from the Sun’s surface — called the solar wind — enter the Earth’s atmosphere. While flowing toward Earth, the fast-moving solar

Why is it unusually foggy over north India this winter? Q. What is the news? For several days during the last two months, zero visibility and dense fog has engulfed parts of Delhi and all of Punjab and Haryana keeping up with cold weather conditions. Last week alone, multiple road accidents due to poor visibility killed close to a hundred people.  What